Reverse Factoring

ACFI Group specialises in the structuring, implementation and deployment of Reverse Factoring programmes with a tailored, comprehensive and innovative approach.

Reverse Factoring

Reverse Factoring is a Supply Chain Finance programme initiated by a Customer (Buyer) and involving its suppliers.

Previously reserved for very large companies and still not very widespread, Reverse Factoring is now in vogue because it secures, finances and ultimately reduces inter-company credit.

Reverse Factoring allows a Buyer to have invoices due to its suppliers paid quickly by a financial institution in order to :

Securing your supplies

Financing your growth

Giving visibility and funding to its suppliers

Negotiate repayment terms with the financial institution

Challenges of a Reverse Factoring programme

A Reverse Factoring programme is a win/win relationship for the client and its suppliers. It strengthens their commercial partnership, facilitates their administrative exchanges and secures their financial transactions.

Reverse Factoring is based on the real-time exchange of dematerialised information on invoices issued by suppliers.

From the electronic platform, the supplier obtains :

Full visibility of outstanding invoices and their status

Advance payment of validated invoices

Significant time savings in the administrative processing of invoices

The keys to success in reverse factoring

The implementation of a Reverse Factoring programme involves different departments in the company:

At the Instructing party

Purchasing, Logistics, Finance, Accounting, IT, Legal

At the Supplier

Sales, Finance, Legal

Its operation involves :

One or more financial institutions

One or more credit insurers

ACFI Group has been structuring Reverse Factoring programmes for more than 10 years and is able to support the Client at every stage:

Analysis of the supplier item
Structuring the programme with the services involved
Management of the tender with financial institutions and credit insurers
Setting up the electronic platform
Team training
Deployment of the programme through the enrolment of suppliers

Who is Reverse Factoring for?

Our expertise in the implementation of Reverse Factoring programmes allows us to democratise this offer and to propose it to principals with a turnover of several tens of millions of euros or more.

Reverse Factoring is particularly well suited to the problems of clients who wish to be exemplary in the payment of their invoices or those who have a structurally high working capital due to their activity: